Terms of Service
1. Introduction
Property Finance Choices Ltd. (“Property Finance Choices,” “we,” “us,” or “our”) operates an online platform and supporting services that enable businesses and individuals to access property finance solutions, mortgage services, and related advisory support. These Terms of Service (the “Terms”) govern your access to and use of our website at https://propertyfinancechoices.com, our online tools, and any related services (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to the Terms, you may not access or use our Services.2. Eligibility and Account Registration
1. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into a binding contract to use our Services. If you are registering on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.2. Information requirements
To provide property finance and advisory services, we require accurate and complete information when you create an account or submit an application. You must promptly provide any information or documents we request and consent to our verification checks through third-party service providers. You must keep all information associated with your account current and complete.3. Account security
You are responsible for maintaining the confidentiality of your login credentials and for any actions taken through your account. Immediately notify us if you become aware of any unauthorised use of your account.3. Description of Services
Property Finance Choices provides a suite of property finance solutions designed for individuals and businesses. Our Services may include:- Mortgage and loan solutions – Access to a range of mortgage products and financing options.
- Property finance advisory – Professional support to identify suitable finance solutions.
- Application support – Assistance with application preparation, submission, and tracking.
- Ancillary services – Tools for affordability assessments, financial checks, and reporting.
4. Permitted and Prohibited Use
1. Permitted use
You may use our Services solely for legitimate purposes in compliance with these Terms and applicable laws.2. Prohibited activities
You may not use the Services for any illegal, fraudulent, or unauthorised purpose, including misrepresentation of information, fraud, or activities in violation of applicable property finance and consumer laws.3. Compliance with laws
You must comply with all applicable laws, including consumer protection, financial conduct regulations, and tax laws.5. Fees
Property Finance Choices may charge fees for certain Services. We will disclose applicable fees before you confirm any application or transaction. Fees may vary depending on the product or service chosen.6. Compliance and Regulatory Obligations
1. Legal and regulatory frameworks
We comply with applicable financial conduct, data protection, and anti-fraud regulations in the UK and other relevant jurisdictions.2. Customer due diligence
We may verify identities, monitor applications, and share certain information with lenders and regulators where required.3. Data protection
We handle personal data in accordance with our Privacy Policy and data-protection laws.7. Intellectual Property
All IP rights in the Services (software, trademarks, content) are owned by Property Finance Choices or its licensors. You are granted a limited licence for internal business or personal use only.8. Third-Party Services and Links
Our Services may integrate with third-party providers such as lenders, credit agencies, and verification services. Property Finance Choices is not responsible for their actions or policies.9. Disclaimers and Limitation of Liability
1. No warranty
The Services are provided “as is” without warranties of any kind.2. Limit of liability
Our total liability will not exceed the total fees you have paid us in the six months before a claim.3. No liability for third parties
We are not responsible for losses caused by third-party lenders, agencies, or financial providers.10. Indemnification
You agree to indemnify and hold harmless Property Finance Choices and its affiliates from claims, liabilities, and damages arising from your use of the Services.11. Termination
We may suspend or terminate your access at any time with notice. Immediate termination may occur if illegal or suspicious activity is detected.12. Governing Law and Jurisdiction
These Terms are governed by the laws of England and Wales. The English courts have exclusive jurisdiction, unless mandatory consumer laws apply in your country.13. Changes to the Terms
We may revise these Terms. The latest version will be posted on our website, and continued use means acceptance of the changes.14. Contact Information
Property Finance Choices Ltd.Address: 61 Bridge Street, Kington, United Kingdom, HR5 3DJ
Email: sales@propertyfinancechoices.com
